Our leadership team

Matt has over two decades of experience in financial services, specialising in credit and collections, technology deployment and business transformation. His previous roles include leadership positions at Oakbrook Finance, Indesser and TDX Group. Matt’s role at Arum is to lead the company strategy, strengthen client relationships and oversee day-to-day operations.                                                 

Matt has been with Arum since 2008, starting as a consultant and advancing to Senior Director in 2024. With over 16 years of experience in collections and recoveries technology and operations, Matt brings a wealth of expertise in leveraging data, technology, decision-making, communications, and AI, to drive clients' success. As a leader at Arum, he is committed to delivering exceptional consulting and services to clients, ensuring excellence across all areas of the business.

Fran joined Arum in 2022, having spent 20 years working in the financial sector, holding senior roles in project implementation, supplier management, client delivery and consultancy services.  She has previously worked at companies including Experian, Capital One and TDX. Fran leads a team of consultants working across multiple geographies, industries and project types, delivering a wide range of Debt Manager solutions.

Forid joined Arum in 2019 as a senior consultant and is now our Head of Advisory Services. He has over 25 years’ experience delivering transformational change and performance improvement in both small and complex organisations, across multiple industries and geographies. Forid draws upon the full range of Arum’s skills and capabilities to support organisations in improving every aspect of their collections and recoveries.

Owen joined Arum in 2015 as a consultant and has progressed to being Arum’s Head of Delivery Services. He leads a team working across multiple geographies, industries and project types, from managed service offerings to support across collections strategy and system transformation programmes. Owen has 18 years’ experience in collections and recoveries and has worked with over 80 different clients across industry sectors and geographies.

Reuben has spent the past two decades helping clients in the financial services and collections and recoveries industry specialising in advisory, NPL investment and software as a service. His previous roles include senior positions at Barclays, Barclaycard, TDX Group, PRA Group, Cabot and Aryza. Reuben will lead Arum’s growth helping Collections & Recoveries leaders across International geographies including Europe, US, Australia, New Zealand, and South Africa.

Ella has been working for the Arum Group since 2019 and heads up our Business Operations team. Her team supports the day-to-day operations of the business, and she works closely with our Executive team. Ella is also involved in the implementation and maintenance of the group’s accreditations, including ISO and B Corp.

Hannah has 15 years' experience in global marketing strategy and execution across large, SME and start-up organisations. She has worked for the Arum Group since 2018 and heads up the Marketing, Brand and Communications team, which looks after all elements of marketing, including international, product, content, digital, social, events, and customer satisfaction.

Rob has over 20 years' experience in accounts and operational finance and compliance roles, spanning public and private sectors, SMEs and large internationals. He leads the finance team, ensuring that Arum's financials are in good order and providing a firm platform for future growth.

Carlos joined Arum in April 2021 having spent the past 30+ years working in financial services and is a specialist within collections and recoveries. Carlos will lead Arum and Just’s continued growth and success, helping UK and international creditors support their customers, especially as we all navigate the many challenges brought about by the recent pandemic. 

Jason has been working for the largest collections and recoveries companies for over two decades, having served in management and director positions for Experian and TDX.

Jamie Waller is a British entrepreneur, philanthropist and investor. He has worked in financial services since 1998 and previously built, managed and sold many businesses in the credit and debt space. Jamie led the acquisition of Arum in 2017.

Alex brings over 20 years of experience across financial services, software and utilities, including senior operational and finance roles at Pelican Business Services, JBW Group, Capita, and Lloyds Banking Group.