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SEGMENTATION AND DIFFERENTIATED TREATMENTS

HOW CAN WE HELP YOU?

The Arum team will undertake a complete a full review of your current customer segmentation and treatment paths to identify opportunities to improve the tailoring of activities and customer experience, seeking both fairer outcomes and uplifted results.

This review would typically include:

  • Segmentation strategy, outcome-based approach and predictive models
  • Contact approach, communications methods, and triggers
  • Use of data and decisioning to offer treatments based on customer circumstances
  • Flexible repayment options driven by income and expenditure, open banking data, CRA and other sources
  • Payment hierarchy definition and multi product approaches
  • Cost to collect models
  • Settlement strategies and offer management
  • Technology capability to enable flexible treatment methods

Arum can also support throughout the entire process of design, delivery and execution of improved communications collateral and templates.


SEGMENTATION AND DIFFERENTIATED TREATMENTS IN ACTION

Case Study

Multimillion-pound benefits for retail bank

Case Study

6-month transformation plan to improve government collections operation

Case Study

Increase in payments and reduced costs following collections process improvements

Case Study

Best in class operation for utility company

Case Study

Tallyman system assessment in water

Case Study

Strategic Debt Manager system solutions for a DCA

Case Study

Automating a major regulatory change in Ireland

News

Arum celebrating fourth consecutive year as finalists at Credit Awards

News

Arum and Lloyds Banking Group shortlisted for final of Collections and Customer Service Awards

Event

Breathing space moratorium legislation webinar

Insight

Arum awarded 'Best Global Credit Management Services Provider 2019'

News

Arum and Thames Water are finalists at the Credit Awards 2018

Accenture
Adobe
AIC
Aktiv Kapital
Aldermore
Anglian Water
Atom Bank
Bank Zachodni
Barnsley Council
Berneslai Homes
Britannia
British Gas
Business Stream
Butterfield
C&R Software
Cabot
Capgemini
Capquest
Centrica
Car Finance Company
CGI
Cognizant
Clydesdale Bank
Concentrix
Daimler
Debt Managers
Deloitte
Department for Work & Pensions DWP
Deutsche Bank
Drydens Fairfax
Eon
ESB
Experian
Exus
FICO
GE Money
HMCTS
Hito
HP
Hoist Finance
HSBC
IBM
ING
Intelligent Finance
International Personal Finance
JBW
KBC
Katabat
Liberata
L&Q
London Borough of Redbridge
Marstons
Money Barn
Motonovo
NatWest
New Day
Newham Council
Pega
Pepper
Qualco
Raiffeisen
RBS
Revenue Ireland
Scottish Power
SES Water
SLC
SSE
Standard Life
StepChange
Telrock (Optimus by)
Tesco Bank
Thames Water
Total
TSB
UISCE (Irish Water)
Walker Love
Westpac
Yorkshire Bank
YuEnergy

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